The Downsides of Being a Financial Hoarder
It’s good to save, but a saving mentality can transform into a hoarding mentality. Having this sort of mindset can weigh on you financially and emotionally.
Can I Expect a 4% Rate of Return on My Investments in Retirement?
Whether you can reasonably expect to earn a specific rate of return depends on two primary factors: how well your investments perform and how efficiently you withdraw your savings during retirement.