A Jacksonville native, Bill has been helping people make wise financial decisions as an independent financial advisor since 1989. Prior to becoming an advisor, he studied business at Jacksonville University and the University of North Florida and worked for more than a decade in the banking industry. In 1990, he founded Financial and Retirement Strategies and began to work with many of the same individuals who remain clients to this day. Bill joined Wealth Enhancement Group through the 2018 partnership with Retirement Strategies, Inc. He has been married to his wife Ernie for 28 years and together they have raised four sons. Bill resides in Jacksonville Beach, FL and enjoys spending time with his sons and five grandchildren. Advisory services offered through Wealth Enhancement Advisory Services, LLC, a registered investment advisor and affiliate of Wealth Enhancement Group®. Wealth Enhancement Group is a registered trademark of Wealth Enhancement Group, LLC.